Is JM Bullion a reputable dealer?

Yes. JM Bullion is one of the largest online bullion dealers in the US, founded in 2011 and based in Dallas, Texas. They carry an A+ rating from the Better Business Bureau and have served over 500,000 customers.

What gold bars does JM Bullion sell?

JM Bullion stocks gold bars from PAMP Suisse, Valcambi, Credit Suisse, Perth Mint, Sunshine Minting, and their own JM Bullion brand bars. Available in sizes from 1 gram to 10 oz and 1 kilo.

Does JM Bullion charge sales tax?

Tax rules vary by state. JM Bullion collects sales tax in states that require it for precious metals. Many states exempt investment-grade gold and silver bullion from sales tax — check your state's rules before buying.

JM Bullion gold bar review 2026: prices, premiums, and reliability

JM Bullion is one of the US's most popular online gold dealers — known for competitive bar pricing and a straightforward buying experience.

About JM Bullion

JM Bullion was founded in 2011 in Dallas, Texas, and has grown into one of the top three online bullion retailers in the United States by volume. They carry an A+ BBB rating, belong to the Industry Council for Tangible Assets (ICTA), and have processed over 500,000 customer orders. They are part of the same parent company as BGASC (another reputable US dealer), which gives them strong purchasing power and inventory depth.

Gold bar selection

JM Bullion stocks a strong range of investment-grade gold bars, including:

PAMP Suisse (Swiss refinery, assay card included, widely accepted globally)
Valcambi (Swiss, CombiBar format also available)
Credit Suisse (legacy bars; no longer minted but still widely available)
Perth Mint (Australian government mint, high resale value)
Sunshine Minting (US refinery, security feature embedded)
JM Bullion brand (house brand, typically lowest premium, good for stacking)

Available sizes range from 1 gram and 5 gram wafers up to 1 oz, 10 oz, and 1 kilogram bars.

Premiums on gold bars

Premiums vary by bar brand and size. At spot around $2,780/oz (September 2026):

JM Bullion 1 oz gold bar (house brand): ~2.5–3.5% over spot — usually one of the cheapest options
PAMP Suisse 1 oz Lady Fortuna: ~4–5% over spot (premium brand commands higher price)
Valcambi 1 oz gold bar: ~3–4% over spot
Perth Mint 1 oz gold bar: ~3.5–4.5% over spot

These are competitive for a major US dealer. For the absolute lowest premiums on house-brand bars, Money Metals is sometimes slightly cheaper, but the difference is typically under 0.5%.

Payment methods

JM Bullion accepts personal check, bank wire, ACH transfer, Bitcoin, and credit/debit cards. Wire and check orders receive the best pricing (no surcharge). Card orders carry a fee, typically 3–4%, which makes wire or crypto the better choice for larger purchases. ACH transfers are processed like checks — prices locked at time of order, ship after funds clear (3–5 business days).

Shipping and delivery

All orders are shipped fully insured via USPS, UPS, or FedEx. JM Bullion typically ships within 1–3 business days after payment clears. They use discreet packaging — no mention of precious metals on the exterior. A signature is required on delivery for orders above a certain threshold.

Free shipping on orders above $199 (may vary by promotion). A flat-rate shipping fee applies to smaller orders.

Buyback and resale

JM Bullion offers a competitive buyback program accessible through their website. For house-brand bars and major refinery bars, buyback prices are typically spot minus 1.5–3%. Bars from more recognizable refiners (PAMP, Perth Mint) tend to get better buyback prices than lesser-known brands, because there's stronger secondary market demand for them.

Is JM Bullion better than APMEX?

JM Bullion and APMEX are direct competitors. JM Bullion typically offers slightly lower premiums on gold bars, while APMEX has a broader product range including numismatic coins. If you're buying standard investment bars for stacking, JM Bullion is often the better value. If you want rare or collectible coins, APMEX wins on selection.

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This review is independent and not affiliated with JM Bullion. Premiums and policies are approximate and subject to change. Verify current prices directly before purchasing. Not investment advice.